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The Upper Karnali Hydropower Project, when complete, will be the largest hydroelectric power station in Nepal with capacity of 900MW. However Nepal will only receive 12% of produced energy rest going to India. Water from the Karnali River will be used to generate electricity through the run-of-the-river method. This project is currently in the final proposal stages and is expected to be operational in 2021. 

For many Nepalis, the water resource issue instantly comes to the forefront as far as Nepal-India relations are concerned. They say the white gold that gushes down Nepal’s mountains and gorges—making up to 70 percent of the Ganga’s lean season flow—is what interests India the most in their country. Feeding this deep-seated belief is the worsening scarcity of water in many Indian states. And yet, water is one issue the two countries have not talked about in recent decades. Or, at least, it is not public knowledge.
While there is a seemingly endless number of companies issuing auto insurance policies these days, there are really just two ways to buy car insurance: You can purchase a policy in-person through an agent -- a licensed individual who sells policies on behalf of one or more insurance companies -- or you can buy directly from an insurer via Web site or telephone.Buying car insurance online still accounts for a relatively small portion of total auto insurance sales, but it's increasing in popularity. According to a 2011 survey by the Internet marketing research company ComScore, just 20 percent of new auto insurance policies were purchased online, compared to 43 percent purchased from an agent. However, the number of online purchases represents an increase of 5 percent from just two years earlier, while the number of agent purchases represents a 6 percent decline. Additionally, a 2011 survey by J.D. Power and Associates showed that 54 percent of new auto insurance owners applied for a rate quote online, the first time this has happened for a majority of respondents [source: Insurance Information Institute].

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